According to the Administrative Office of the U.S. Courts, the number of bankruptcies filed in 2012 was 1,221,091. Each three month period in 2012 saw a decrease in the number of filings, which has been the trend for the last few years. The three states in the 9th district with the most bankruptcy filings for all chapters for 2012 were Arizona, Nevada and California. The top three states with the most Chapter 7 bankruptcy filings for 2012 were Tennessee, Georgia and Nevada.
The state with the most Chapter 13 bankruptcy filings was Tennessee. There is speculation by a Columbia Law Professor that 2013 will see an increase in the numbers of bankruptcies being filed. Bankruptcy attorneys should be prepared to take on more cases than ever as the number or people who files bankruptcy is supposed to be higher. Three hundred and twenty two people out of every one million adults files bankruptcy according to statistics showing the national average.
There are many benefits that someone who files bankruptcy can take advantage of. Before filing for a Chapter 13 bankruptcy california it is important to ask your California bankruptcy attorney all of the Chapter 13 bankruptcy questions that anyone who files bankruptcy will have. For instance, did you know that someone who file bankruptcy has to take credit counseling? You can also file bankruptcy online. The forms for an individual who file bankruptcy are also available on the internet today. Your California bankruptcy lawyer will also have all the forms you need to file for bankruptcy. If you do not understand the forms your bankruptcy attorney can also help.
California bankruptcy attorneys can help clients get the credit counseling that they need before filing bankruptcy. Each type of bankruptcy has certain rules and bankruptcy codes that have to be followed. If you do now know how to file bankruptcy on your own it is always best to pay a qualified attorney to help. In fact, you can avoid all kinds of mistakes by hiring a bankruptcy attorney to hand all the paperwork for you too.by